Chapter 7 bankruptcy in Washington
Chapter 7 in Washington erases most unsecured debt in about four months. Washington lets you choose either the state exemptions or the federal exemptions to protect your property, and the right choice depends on what you own. You qualify if you pass the Washington means test.
Majors Law Group files Chapter 7 cases in both the Western District of Washington (Seattle and Tacoma) and the Eastern District (Spokane), with satellite offices in Renton, Tacoma, and Spokane.
Free case review Call 24/7 (928) 985-8888Should I use state or federal exemptions in Washington?
Washington is one of the states that lets filers choose between the state exemptions and the federal exemptions. Homeowners often benefit from Washington's homestead exemption, which is tied to county home prices, while renters sometimes do better with the federal wildcard. We compare both for you.
Do I qualify for Chapter 7 under the Washington means test?
Your income is measured against the Washington median for your household size. Above-median filers apply IRS expense allowances for their county.
Where do you file bankruptcy cases?
Seattle, Renton, Bellevue, Kent, Everett, Tacoma, Vancouver, Spokane, and throughout the state.
What else do people ask the Dune Lawyer?
Which bankruptcy court will my case be in?
Western Washington residents file in Seattle or Tacoma; Eastern Washington residents file in Spokane.
Can I choose federal exemptions in Washington?
Yes. Washington allows either set, but not a mix.
Will Chapter 7 stop a lawsuit?
Yes, the automatic stay pauses collection lawsuits immediately.
Which related guides should I read next?
How do I talk to the Dune Lawyer today?
Free review. Injury cases: no fee until we win. Bankruptcy: flat, transparent fees.