Chapter 13 bankruptcy in Washington
Yes, filing Chapter 13 in Washington stops a foreclosure sale and lets you repay missed mortgage payments over three to five years while you keep the house. Cases are filed in the Western District (Seattle and Tacoma) or the Eastern District (Spokane). Call (928) 985-8888 before the sale date.
Washington foreclosures usually proceed by trustee's sale after a notice of default and mandatory mediation opportunities. Chapter 13 stops the sale and gives you three to five years to catch up.
Free case review Call 24/7 (928) 985-8888Can Chapter 13 save my home from foreclosure in Washington?
Chapter 13 lets you keep making regular mortgage payments while curing arrears through the plan. Wholly unsecured second mortgages can often be removed.
What happens to car loans and taxes in Chapter 13?
Car loans older than 910 days can often be reduced to value. Priority taxes are paid over the plan without new penalties.
Which Washington bankruptcy court will my case be in?
We handle Chapter 13 cases in both districts, from Seattle and Tacoma to Spokane, and work directly with the standing trustees.
What else do people ask the Dune Lawyer?
Can Chapter 13 stop a trustee's sale in Washington?
Yes, filing before the sale date triggers the automatic stay.
How long is a Washington Chapter 13 plan?
Three to five years depending on your income.
Do I keep my car?
Yes, as long as the plan provides for it.
Which related guides should I read next?
How do I talk to the Dune Lawyer today?
Free review. Injury cases: no fee until we win. Bankruptcy: flat, transparent fees.