Chapter 7 bankruptcy in Arizona
Chapter 7 in Arizona erases most unsecured debt, such as credit cards and medical bills, usually in about four months. Arizona exemptions protect home equity, a vehicle, retirement accounts and household goods. You qualify if you pass the means test based on your income and household size.
Majors Law Group files Chapter 7 cases across Arizona from its main office in Tempe and satellite offices in Tucson and Peoria. Cases are filed in the U.S. Bankruptcy Court for the District of Arizona, with 341 meetings held by video.
Free case review Call 24/7 (928) 985-8888What can I keep in Chapter 7 bankruptcy in Arizona?
Arizona requires filers who have lived here at least two years to use Arizona exemptions. They include one of the strongest homestead exemptions in the country for home equity, protection for a vehicle, household goods, retirement accounts, and a portion of wages and bank funds. We confirm the current dollar limits for your case before filing.
Do I qualify for Chapter 7 under the Arizona means test?
Your income is compared to the Arizona median for your household size. Below median, you typically qualify. Above median, we apply IRS allowances for your county to see whether Chapter 7 is still available.
Where do you file bankruptcy cases?
Phoenix, Tempe, Mesa, Scottsdale, Chandler, Gilbert, Peoria, Glendale, Tucson, Yuma, Flagstaff, and the rest of the state through our 100% electronic office.
What else do people ask the Dune Lawyer?
Do I have to go to court in Arizona?
Most filers only attend the 341 meeting, which is held by video. Court hearings are rare in a standard Chapter 7.
Can Arizona garnish my wages after I file?
No. The automatic stay stops garnishment as soon as the case is filed.
Will I keep my home in Arizona?
Arizona's homestead exemption protects substantial home equity, so most homeowners keep their homes.
Which related guides should I read next?
How do I talk to the Dune Lawyer today?
Free review. Injury cases: no fee until we win. Bankruptcy: flat, transparent fees.